One of the nice things about having a girl with a number one hit is that she can pay her own way.

Offset made that more than clear when TMZ caught up with him during an NYC jewelry run.

Offset had just emerged with a big diamond studded "Offset" piece and three blinged out watches, including an Avianne.

But when they asked him if he had anything for his girl Cardi B he had a very succinct answer.

"She can buy her own shit," he said.

It looks like Cardi was right there in the ride, so we think she got the message.

[Related: Offset takes his daughter shopping.]