Offset got down on one knee and gave Cardi Ba teardrop-shaped engagement last week during a show in Philly.

The $550,000 ring took a month and a half to create and features an eight-carat stone surrounded by two half-carat pear diamonds and two carats worth of pink and white stones.

But Cardi hasn't been wearing the bling much since receiving it. And she has a perfectly good reason for why it isn't always on her finger.

Ballerific Comment Creepin #cardib #commentcreepin

A post shared by Baller Alert (@balleralert) on Nov 4, 2017 at 7:08am PDT

As you can see, Cardi doesn't want to be wearing a ring worth more than most homes unless she has the weapons to protect it. Makes sense.

A little bit up close @pristine_jewelers Thanks babe @offsetyrn

A post shared by Cardi B Official IG (@iamcardib) on Oct 30, 2017 at 3:21pm PDT

Nails by @jennys_spa_bx

A post shared by Cardi B Official IG (@iamcardib) on Nov 4, 2017 at 2:51pm PDT